Health coverage for 2027, chosen with confidence.
Compare Marketplace plans available where you live, see whether you qualify for savings that lower your monthly premium, and enroll online, on your own or with a licensed ProtecWise agent.
No account needed to view plans. Estimated premiums are shown before you apply.
- Licensed health insurance agency based in Frisco, Texas
- Marketplace plans in your area, compared side by side
- Help from a licensed agent at no cost and with no obligation
Enroll by December 15, 2026
for a plan that starts January 1, 2027 on HealthCare.gov.
Key dates for 2027 coverage
Open Enrollment is the yearly window to sign up for a Marketplace plan or change the one you have.
- Opens
November 1, 2026
Open Enrollment begins
2027 plans become available to compare and buy. Current enrollees can review their plan and switch.
- Most important
December 15, 2026
Deadline for January 1 coverage
Enroll by this date for coverage that starts January 1, 2027.
- Closes
January 15, 2027
Open Enrollment ends
Plans chosen from December 16 through this date start February 1, 2027.
Dates shown are for the federal Marketplace, HealthCare.gov. Some states run their own Marketplace and set different dates; we confirm the window for your ZIP code when you quote. Dates are subject to change.
From quote to coverage in three steps
- 01
Tell us about your household
Your ZIP code, household size, ages and estimated income. No account needed to see plans.
- 02
Compare plans side by side
Estimated premiums, deductibles and potential savings for the Marketplace plans available to you.
- 03
Enroll through HealthSherpa
Apply online on your own, or have a licensed ProtecWise agent guide you through every step.
Guidance you can count on, long after you enroll.
Choosing health coverage is a decision about your family's care and your budget. We help you make it with clear information and a licensed professional in your corner.
Licensed professionals
Work with licensed insurance agents at our Frisco, Texas office: real people you can reach by phone.
Clear comparisons
Plans are presented side by side, so you can choose on what matters to you: your budget, your care and your coverage.
Support all year
Questions about a bill, a life change or next year's renewal? We stay with you after you enroll.
Secure client portal
ProtecWise clients can view their coverage and upload documents securely online.
You may qualify for savings on your monthly premium.
Premium tax credits lower what many households pay each month for a Marketplace plan. When you compare plans with ProtecWise, you see estimated premiums after any savings you may qualify for.
Eligibility and savings amounts vary by household and are determined by the Marketplace, not by ProtecWise.
- Household
- How many people you cover and their ages.
- Income
- Your estimated household income for 2027.
- Location
- Plans and prices depend on your ZIP code and county.
Prefer to talk it through?
A licensed ProtecWise agent can compare plans with you, answer your questions and help you enroll, at no cost and with no obligation.
Answers before you enroll
Still deciding? Call us at (844) 571-7559 and a licensed agent will help.
When is Open Enrollment for 2027 coverage?
On HealthCare.gov, Open Enrollment runs from November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027. States that run their own Marketplace may set different dates.
Does it cost more to enroll with an agent?
No. Marketplace plan premiums are the same whether you enroll on your own or with a licensed agent, and our help is provided at no cost to you.
Is ProtecWise the Health Insurance Marketplace?
No. ProtecWise is a licensed insurance agency, not a government agency. Marketplace quotes and online enrollment are powered by HealthSherpa, and coverage is issued by the insurance carrier you choose.
What do I need to get started?
Your ZIP code, the people in your household who need coverage, their ages, and an estimate of your household income for 2027.
What if I miss Open Enrollment?
Outside Open Enrollment, you can enroll in or change a Marketplace plan only after a qualifying life event, such as losing other coverage, moving, getting married or having a baby. You usually have 60 days from the event to choose a plan. Medicaid and CHIP accept applications any time.
Open Enrollment ends January 15, 2027.
Compare plans for your household today, then enroll online or with a licensed ProtecWise agent.